Auto Owners Insurance Company

The Auto Owners Insurance company was founded over 90 years ago and has been a Fortune 500 company for almost a decade with over 37,000 independent agents in 26 states. The company operates under a large system of independent agents nationwide offering a wide range of insurance products such as auto, life and home insurance.

In 2010 the number of independent agents offering Auto Owners Car Insurance products exceeds 37,000 agents. Considering the company advertises a “No Problem” claims service and believes personal contact is the best to handle a claim its refreshing to see this number of agents.



What is an Independent Insurance Agency?

To keep it simple, an independent agency is usually a smaller firm locally owned and operated by licensed insurance professionals who sell a particular firms product. For example you may see advertisements for a “Michael and Debbie Duo” with the auto owners car insurance company logo on the signs. Most likely Michael and Debbie are simply local insurance agents acting as an independent agent of Auto Owners car insurance company. This is very common in the insurance industry. Most consumers deal with independent agents but never realize it.

Downfall of Auto Owners Insurance Company?

The company has two major downfalls.
One is its geographic footprint. The Auto Owners car insurance company currently only provides coverage for drivers in 26 states. While this certainly is not a deal breaker for many if you do foresee moving or own property outside of this footprint then you have to consider things like (a) the possible loss of multi-policy discounts since Auto Owners may not be able to insure assets located outside of the coverage area and (b) the headache of switching car insurance companies again if you move.

The other downfall is online access. Auto Owners insurance prefers the personal touch which is quite commendable however we are also in a time when online account management tools allowing policyholders to make payments, print car insurance ID cars and handle claims is expected. The lack of this fairly simple technology will turn many would be policy holders away.

Auto Owners Car Insurance Rates – are they fair?

Auto Owners insurance is a Fortune 500 company mainly due to their auto insurance policy portfolio so the company is extremely competitive however every driver has unique needs so you need to compare car insurance companies to get the best rates.

Much like all car insurance companies the Auto Owners company has auto insurance discount programs for customer with multiple polices, vehicle safety features and most of the more common car insurance discountsavailable in the marketplace.

Source : Car Insurance

AAA Car Insurance Reviews - TOP INSURANCE 2011

AAA advertises itself as the “Most Trusted Auto Club in America” with over 50 million AAA members nationwide.

With such a loyal following for AAA’s emergency roadside assistance club the next logical offering would be car insurance and the company has succeeded in obtaining millions of loyal customers. In comparison to insurance companies whose main product is insurance AAA is still a non-profit organization focused on helping members save money.Benefits of AAA Car Insurance
As an AAA car insurance company customer you will get advantages some insurance companies do not offer – such as the option to purchase an AAA Extended Auto Repair Warranty with such benefits as:

• Member Savings on Extended Warranty Plans
• Easy payment plans
• Transferable when you sell your car to a private party
• Your choice of licensed repair facilities throughout the U.S. and Canada

In addition, most AAA car insurance divisions (separated by regions – like AAA South, AAA Midwest etc.) offer discounts for prepaying your full 12 month policy upfront.  In contrast to most car insurance companies AAA also offers a 12 month policy. Many larger companies only provide a 6 month policy although generally renewed automatically.

AAA Car Insurance Discounts
As with many large car insurance companies AAA also provides many types of personal insurance policies such as Home Insurance, Life Insurance and Health Insurance all under the AAA brand name. This can mean substantial savings to consumers who opt at use the AAA insurance company for multiple policies. In fact when you purchase AAA car insurance its possible to save almost 20% in premiums should you purchase other AAA insurance policies.
 
How to Contact AAA Car Insurance
Since AAA offers various products according to where you live you can either call their toll free number or visit the company website which will automatically direct you to the division which handles your area of residence by identifying your computers IP address.
We can also help you find car insurance companies locally so use our ZIP CODE search to find local car insurance companies and compare car insurance companies online.
Search : carinsurancecompanies.com

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AIG Car Insurance Reviews - AUTO INSURANCE

AUC.com - AIG auto insurance is a product offering from AIG – one of the largest financial companies in the world however AIG has also been at the forefront of the Wall Street bailout news with many rating agencies downgrading the company and questions about its long term survival are still discussed by many financial experts. With headquarters in New York, The AIG car insurance policies were sold though the AIG Direct brand until it was later sold to 21st Century Insurance and then sold again as part of the Farmers Insurance Company acquisition of 21st Century.

How to get an AIG CAR Insurance Quote
While AIG car insurance reviews were good the AIG car insurance policy does not exist any more and you need to contact Farmers Car Insurance division or compare car insurance companies online to choose one from the many nationwide and local car insurance companies who offer coverage.
AIG / FARMERS Car Insurance Discounts
Saving money on car insurance is very possible with Farmers Car Insurance much like most national car insurance companies. Many offer car insurance discounts such as rewards for safe driving, vehicle safety equipment, multiple insurance policies held by the same consumers and more. Many consumers enjoy the customer service and reputation of Farmers Car Insurance so although AIG Car Insurance is no longer available consumers still have a very good choice for the car insurance products AIG used to offer.

How to Contact Farmers Car Insurance
Since Farmers car insurance offers various products according to where you live you can either call their toll free number or visit the company website to contact a Farmer’s insurance agent
We can also help you find car insurance companies locally so use our ZIP CODE search and compare car insurance companies online.
Source : carinsurancecompanies.com

21st Century Car Insurance Review

UAC.com - Thinking of choosing 21st Century Car Insurance for your next auto insurance policy? In addition to our 21st Century Car Insurance review you can also compare other car insurance companies to help you decide whether or not 21st Century Car Insurance is right for you. Remember, you have many car insurance companies to choose from so take a few moments and enter your zip code to get car insurance quotes from car insurance companies near you today.

About 21st Century Car Insurance
21st Century Car Insurance is now part of the Farmers Insurance Group of Companies®, the third largest personal lines insurer in the United States. 21st Century issues a wide range of insurance policies from auto insurance to mobile home insurance to classic car insurance. Currently they offer insurance products throughout most of the United States under companies using the 21st Century brand such as:

• 21st Century Pacific Insurance Company
• 21st Century North America Insurance Company
• 21st Century Centennial Insurance Company
• 21st Century Premier Insurance Company
• 21st Century Insurance Company

21st Century Car Insurance Reviews
As one of the larger insurance companies 21st Century Car Insurance company provides a number of options to help policy holders enjoy peace of mind including an easy to navigate (although content limited) website with an online claims processing option. The company also actively promotes free 24 hour emergency roadside assistance along with other benefits for their car insurance customers.
Getting a car insurance quote from the 21st Century Car Insurance Company is very similar to most car insurance companies as you simply enter your zip code on the home page or call an 800 number to speak with an agent. The process is relatively simple.
The one thing we did find missing on the company’s website however are links to any awards won through customer service rating agencies so it’s hard to tell whether or not their main focus is on price or customer service. Source : carinsurancecompanies.com